Zambo

Every household consumes numerous essential services like electricity, gas, water, landline, banking, mobile phones, etc. Besides these, households also need services with discretionary spending like DTH, travel, entertainment, remittance / money-transfers, financial services, etc. India, the largest democracy with over 250 million households, is witnessing enormous growth in the services industry. While new services are being introduced, the consumer base of the already offered services is growing at a steady pace. The process of availing and making payments for these services is often cumbersome and time-consuming due to the lack of an effective and sufficient service delivery channel. Zambo capitalizes on this enormous need, which will continue to grow in view of the under-penetration of the offered services, growth of the service sector and increase in spending power of the average consumer.

Aadhaar Enabled Payment System (AEPS) Aeps is a bank-led model, which uses online authentication to make online interoperable financial transactions on PoS (Sales / Micro ATM) through any bank's Business Correspondent (BC) / Bank Friend allows for.

NPCI National Payments Corporation of India (NPCI), incorporated by the Reserve Bank of India, acts as a center for all electronic retail payment systems in the country. These retail payment systems include a diverse range of products, distribution channels, service providers and technology solutions.

Aeps enables Merchants to receive digital payments from customers over the counter through Aadhaar Authentication. It allows for any Merchant associated with any acquiring bank live on Aeps, to accept payment from customer of any bank by authenticating customer's bio metrics.

AADHAAR Enabled Payment System (AEPS) AADHAAR Enabled Payment System provides basic financial services (cash deposit, balance enquiry, cash withdrawal and remittance) at low cost access devices (called MicroATMs) maintained at Business correspondents in an inter-operable way.

每个家庭都消耗大量基本服务，例如电力，天然气，水，固定电话，银行，移动电话等。此外，家庭还需要可自由支配支出的服务，如DTH，旅行，娱乐，汇款/汇款，金融服务等。印度是最大的民主国家，拥有超过2.5亿的家庭，服务行业正在迅速发展。在引入新服务的同时，已经提供的服务的消费者基础也在稳步增长。由于缺少有效和足够的服务交付渠道，因此对这些服务进行获取和付款的过程通常很麻烦且耗时。 Zambo充分利用了这一巨大需求，鉴于所提供服务的渗透率不足，服务部门的增长以及普通消费者的购买力提高，该需求将继续增长。

支持Aadhaar的支付系统（AEPS）Aeps是银行主导的模型，它使用在线身份验证通过任何银行的业务通讯员（BC）/银行朋友允许的PoS（销售/微型ATM）进行在线可互操作的金融交易。

由印度储备银行成立的印度NPCI国家支付公司（NPCI）是该国所有电子零售支付系统的中心。这些零售支付系统包括各种产品，分销渠道，服务提供商和技术解决方案。

Aeps使商户可以通过Aadhaar身份验证从柜台接收来自客户的数字付款。它允许与活在Aeps上的任何收单银行关联的任何商家通过验证客户的生物指标来接受任何银行客户的付款。

启用AADHAAR的支付系统（AEPS）启用AADHAAR的支付系统以可互操作的方式，通过商务代理维护的低成本访问设备（称为MicroATM）提供基本的金融服务（现金存款，余额查询，现金提取和汇款）。